{"id":2698,"date":"2021-03-02T13:56:46","date_gmt":"2021-03-02T18:56:46","guid":{"rendered":"https:\/\/beta.1db.com\/?p=2698"},"modified":"2021-03-02T13:56:49","modified_gmt":"2021-03-02T18:56:49","slug":"todays-tip-%e2%86%92-are-you-driving-less","status":"publish","type":"post","link":"https:\/\/beta.1db.com\/?p=2698","title":{"rendered":"Today’s Tip \u2192 Are You Driving Less?"},"content":{"rendered":"\n

As a professional money manager, I’ve observed over the course of 36 years the imperative of putting money to work and making sound investments. Investing one’s earnings for long-term capital appreciation and increasing income has been a tried-and-true pathway towards achieving and sustaining financial well-being. <\/p>\n\n\n\n

So, how can a person or family that is doing its very best to get ahead invest more on the continuum? An efficient and intelligent way is to lower ongoing personal expenditures<\/a> and reallocate the extra funds into reoccurring savings<\/a> and investments<\/a>, by way of fintech<\/a>, i.e. wealth-tech<\/a>.<\/p>\n\n\n\n

Here is today’s tip! <\/strong>The pandemic has anchored folks to their homes far more than pre-coronavirus. No doubt, the virus has upended the lives of many, yet still, nearly 90% of the workforce somehow remained employed during this crisis. During which, consumer spending habits decreased. By folks not being out and about as much as before, households at large increased their savings by driving their automobiles less, there, in turn, spending less on gasoline, tires, and service, purchasing fewer impulse items, by eating at home more often and curtailing travel and entertainment costs, as depicted below, the Personal Saving Rate<\/a> has soared. <\/p>\n\n\n\n

\"Fredgraph<\/figure>\n\n\n\n

Which brings me to Today’s Tip \u2192 CUT CAR INSURANCE RATES<\/strong><\/p>\n\n\n\n

There are various ways and means to saving monthly on your car insurance premiums now! <\/p>\n\n\n\n

  1. Call your carrier and ask them for a better rate, your job and education may provide a lower premium according to Consumer Reports<\/a><\/li>
  2. Pay Per Mile<\/a> could save you a reasonable sum for those with limited mileage<\/li>
  3. Consider enrolling in a telematics program<\/a> with your insurer<\/li><\/ol>\n\n\n\n

    I believe the best days of life have yet to come. My purpose<\/a> and opportunity are to provide access to professional money management to everyone. 1DB.com<\/a> enables anyone to have their funds invested into financial securities by way of human insight and advance algorithms. 1DB<\/a> offers automated investment solutions through our digital advisory services to enable those seeking fintech efficiencies with human sentience. <\/p>\n\n\n\n

    The future is coming right around the corner, what is often called our “golden years.” Think about it, the “golden years” require “gold.” There is an ancient proverb that says, “The best time to plant a tree was 20 years ago, the second-best time is now.”<\/p>\n","protected":false},"excerpt":{"rendered":"

    As a professional money manager, I’ve observed over the course of 36 years the imperative of putting money to work and making sound investments. Investing one’s earnings for long-term capital appreciation and increasing income has been a tried-and-true pathway towards achieving and sustaining financial well-being. So, how can a person or family that is doing…
    Continue Today’s Tip \u2192 Are You Driving Less?<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":2702,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[40,41],"class_list":["post-2698","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-digital-advisory","tag-money-management"],"acf":[],"yoast_head":"\nToday's Tip \u2192 Are You Driving Less? - Financial Advisors<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/beta.1db.com\/?p=2698\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Today's Tip \u2192 Are You Driving Less? - Financial Advisors\" \/>\n<meta property=\"og:description\" content=\"As a professional money manager, I’ve observed over the course of 36 years the imperative of putting money to work and making sound investments. Investing one’s earnings for long-term capital appreciation and increasing income has been a tried-and-true pathway towards achieving and sustaining financial well-being. So, how can a person or family that is doing...Continue Today’s Tip \u2192 Are You Driving Less?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/beta.1db.com\/?p=2698\" \/>\n<meta property=\"og:site_name\" content=\"Financial Advisors\" \/>\n<meta property=\"article:published_time\" content=\"2021-03-02T18:56:46+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-03-02T18:56:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/beta.1db.com\/wp-content\/uploads\/2021\/03\/Screen-Shot-2021-03-02-at-11.59.16-AM.png\" \/>\n\t<meta property=\"og:image:width\" content=\"511\" \/>\n\t<meta property=\"og:image:height\" content=\"355\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"chip\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"chip\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/beta.1db.com\/?p=2698#article\",\"isPartOf\":{\"@id\":\"https:\/\/beta.1db.com\/?p=2698\"},\"author\":{\"name\":\"chip\",\"@id\":\"https:\/\/beta.1db.com\/#\/schema\/person\/dc3029c7b01df457c040e4fceac14b5c\"},\"headline\":\"Today’s Tip \u2192 Are You Driving Less?\",\"datePublished\":\"2021-03-02T18:56:46+00:00\",\"dateModified\":\"2021-03-02T18:56:49+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/beta.1db.com\/?p=2698\"},\"wordCount\":385,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/beta.1db.com\/?p=2698#primaryimage\"},\"thumbnailUrl\":\"https:\/\/beta.1db.com\/wp-content\/uploads\/2021\/03\/Screen-Shot-2021-03-02-at-11.59.16-AM.png\",\"keywords\":[\"Digital Advisory\",\"Money Management\"],\"articleSection\":[\"Blog\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/beta.1db.com\/?p=2698#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/beta.1db.com\/?p=2698\",\"url\":\"https:\/\/beta.1db.com\/?p=2698\",\"name\":\"Today's Tip \u2192 Are You Driving Less? - Financial Advisors\",\"isPartOf\":{\"@id\":\"https:\/\/beta.1db.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/beta.1db.com\/?p=2698#primaryimage\"},\"image\":{\"@id\":\"https:\/\/beta.1db.com\/?p=2698#primaryimage\"},\"thumbnailUrl\":\"https:\/\/beta.1db.com\/wp-content\/uploads\/2021\/03\/Screen-Shot-2021-03-02-at-11.59.16-AM.png\",\"datePublished\":\"2021-03-02T18:56:46+00:00\",\"dateModified\":\"2021-03-02T18:56:49+00:00\",\"author\":{\"@id\":\"https:\/\/beta.1db.com\/#\/schema\/person\/dc3029c7b01df457c040e4fceac14b5c\"},\"breadcrumb\":{\"@id\":\"https:\/\/beta.1db.com\/?p=2698#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/beta.1db.com\/?p=2698\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/beta.1db.com\/?p=2698#primaryimage\",\"url\":\"https:\/\/beta.1db.com\/wp-content\/uploads\/2021\/03\/Screen-Shot-2021-03-02-at-11.59.16-AM.png\",\"contentUrl\":\"https:\/\/beta.1db.com\/wp-content\/uploads\/2021\/03\/Screen-Shot-2021-03-02-at-11.59.16-AM.png\",\"width\":511,\"height\":355,\"caption\":\"Screen Shot 2021 03 02 At 11.59.16 Am\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/beta.1db.com\/?p=2698#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/beta.1db.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Today’s Tip \u2192 Are You Driving Less?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/beta.1db.com\/#website\",\"url\":\"https:\/\/beta.1db.com\/\",\"name\":\"Financial Advisors\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/beta.1db.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/beta.1db.com\/#\/schema\/person\/dc3029c7b01df457c040e4fceac14b5c\",\"name\":\"chip\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/secure.gravatar.com\/avatar\/85a131a6d44701b22caf713c3e8421d2905b429f04224c738ab5e95de3d81845?s=96&d=mm&r=g\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/85a131a6d44701b22caf713c3e8421d2905b429f04224c738ab5e95de3d81845?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/85a131a6d44701b22caf713c3e8421d2905b429f04224c738ab5e95de3d81845?s=96&d=mm&r=g\",\"caption\":\"chip\"},\"url\":\"https:\/\/beta.1db.com\/?author=3\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Today's Tip \u2192 Are You Driving Less? - Financial Advisors","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/beta.1db.com\/?p=2698","og_locale":"en_US","og_type":"article","og_title":"Today's Tip \u2192 Are You Driving Less? - Financial Advisors","og_description":"As a professional money manager, I’ve observed over the course of 36 years the imperative of putting money to work and making sound investments. Investing one’s earnings for long-term capital appreciation and increasing income has been a tried-and-true pathway towards achieving and sustaining financial well-being. So, how can a person or family that is doing...Continue Today’s Tip \u2192 Are You Driving Less?","og_url":"https:\/\/beta.1db.com\/?p=2698","og_site_name":"Financial Advisors","article_published_time":"2021-03-02T18:56:46+00:00","article_modified_time":"2021-03-02T18:56:49+00:00","og_image":[{"width":511,"height":355,"url":"https:\/\/beta.1db.com\/wp-content\/uploads\/2021\/03\/Screen-Shot-2021-03-02-at-11.59.16-AM.png","type":"image\/png"}],"author":"chip","twitter_card":"summary_large_image","twitter_misc":{"Written by":"chip","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/beta.1db.com\/?p=2698#article","isPartOf":{"@id":"https:\/\/beta.1db.com\/?p=2698"},"author":{"name":"chip","@id":"https:\/\/beta.1db.com\/#\/schema\/person\/dc3029c7b01df457c040e4fceac14b5c"},"headline":"Today’s Tip \u2192 Are You Driving Less?","datePublished":"2021-03-02T18:56:46+00:00","dateModified":"2021-03-02T18:56:49+00:00","mainEntityOfPage":{"@id":"https:\/\/beta.1db.com\/?p=2698"},"wordCount":385,"commentCount":0,"image":{"@id":"https:\/\/beta.1db.com\/?p=2698#primaryimage"},"thumbnailUrl":"https:\/\/beta.1db.com\/wp-content\/uploads\/2021\/03\/Screen-Shot-2021-03-02-at-11.59.16-AM.png","keywords":["Digital Advisory","Money Management"],"articleSection":["Blog"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/beta.1db.com\/?p=2698#respond"]}]},{"@type":"WebPage","@id":"https:\/\/beta.1db.com\/?p=2698","url":"https:\/\/beta.1db.com\/?p=2698","name":"Today's Tip \u2192 Are You Driving Less? - Financial Advisors","isPartOf":{"@id":"https:\/\/beta.1db.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/beta.1db.com\/?p=2698#primaryimage"},"image":{"@id":"https:\/\/beta.1db.com\/?p=2698#primaryimage"},"thumbnailUrl":"https:\/\/beta.1db.com\/wp-content\/uploads\/2021\/03\/Screen-Shot-2021-03-02-at-11.59.16-AM.png","datePublished":"2021-03-02T18:56:46+00:00","dateModified":"2021-03-02T18:56:49+00:00","author":{"@id":"https:\/\/beta.1db.com\/#\/schema\/person\/dc3029c7b01df457c040e4fceac14b5c"},"breadcrumb":{"@id":"https:\/\/beta.1db.com\/?p=2698#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/beta.1db.com\/?p=2698"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/beta.1db.com\/?p=2698#primaryimage","url":"https:\/\/beta.1db.com\/wp-content\/uploads\/2021\/03\/Screen-Shot-2021-03-02-at-11.59.16-AM.png","contentUrl":"https:\/\/beta.1db.com\/wp-content\/uploads\/2021\/03\/Screen-Shot-2021-03-02-at-11.59.16-AM.png","width":511,"height":355,"caption":"Screen Shot 2021 03 02 At 11.59.16 Am"},{"@type":"BreadcrumbList","@id":"https:\/\/beta.1db.com\/?p=2698#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/beta.1db.com\/"},{"@type":"ListItem","position":2,"name":"Today’s Tip \u2192 Are You Driving Less?"}]},{"@type":"WebSite","@id":"https:\/\/beta.1db.com\/#website","url":"https:\/\/beta.1db.com\/","name":"Financial Advisors","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/beta.1db.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/beta.1db.com\/#\/schema\/person\/dc3029c7b01df457c040e4fceac14b5c","name":"chip","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/85a131a6d44701b22caf713c3e8421d2905b429f04224c738ab5e95de3d81845?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/85a131a6d44701b22caf713c3e8421d2905b429f04224c738ab5e95de3d81845?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/85a131a6d44701b22caf713c3e8421d2905b429f04224c738ab5e95de3d81845?s=96&d=mm&r=g","caption":"chip"},"url":"https:\/\/beta.1db.com\/?author=3"}]}},"_links":{"self":[{"href":"https:\/\/beta.1db.com\/index.php?rest_route=\/wp\/v2\/posts\/2698","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/beta.1db.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/beta.1db.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/beta.1db.com\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/beta.1db.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2698"}],"version-history":[{"count":6,"href":"https:\/\/beta.1db.com\/index.php?rest_route=\/wp\/v2\/posts\/2698\/revisions"}],"predecessor-version":[{"id":2706,"href":"https:\/\/beta.1db.com\/index.php?rest_route=\/wp\/v2\/posts\/2698\/revisions\/2706"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/beta.1db.com\/index.php?rest_route=\/wp\/v2\/media\/2702"}],"wp:attachment":[{"href":"https:\/\/beta.1db.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2698"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/beta.1db.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2698"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/beta.1db.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2698"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}