{"id":3054,"date":"2022-10-24T09:07:02","date_gmt":"2022-10-24T13:07:02","guid":{"rendered":"https:\/\/beta.1db.com\/?p=3054"},"modified":"2022-10-24T09:07:05","modified_gmt":"2022-10-24T13:07:05","slug":"how-about-real-rates-for-the-future","status":"publish","type":"post","link":"https:\/\/beta.1db.com\/?p=3054","title":{"rendered":"How about Real Rates for the future?"},"content":{"rendered":"\n

Cash has been yielding zilch for most of the previous decade. Not now!<\/strong><\/p>\n\n\n\n

The red line depicts short-term interest rates, while the black line projects the inflation rate. The purple dashed line signifies where savers are earning more interest than inflation, or what we know as real rates (sources: U.S. Treasury, St. Louis Fed).

After the Great Financial Crisis, savers and\u00a0retirees<\/a>\u00a0have struggled to find effective places to invest their money. With interest rates at near zero, many were forced into riskier investments like stocks and bond funds. But that is changing now as rates begin to rise again.

Some of us, including me, prefer to have an ample prudent reserve in cash and equivalents for safety. Unfortunately, cash has been yielding zilch for most of the previous decade. Not now!<\/p>\n\n\n\n

\"Image\"<\/figure>\n\n\n\n

Disclosure <\/strong>Any views, thoughts, and opinions expressed within this communication contains subjective opinions, and do not reflect the official policy or position of 1st Discount Brokerage, Inc.<\/strong><\/p>\n\n\n\n

Information is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.<\/strong><\/p>\n\n\n\n

Investments involve risk and are not guaranteed. Past performance is no guarantee of future results.<\/strong><\/p>\n\n\n\n

1st Discount Brokerage, Inc. is a licensed FINRA Broker-Dealer and Registered Investment Advisor.<\/strong><\/p>\n\n\n\n

Securities offered through 1st<\/sup> Discount Brokerage, Inc., Member FINRA\/SIPC.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Cash has been yielding zilch for most of the previous decade. Not now! The red line depicts short-term interest rates, while the black line projects the inflation rate. The purple dashed line signifies where savers are earning more interest than inflation, or what we know as real rates (sources: U.S. Treasury, St. Louis Fed). After…
Continue How about Real Rates for the future?<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":3057,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3054","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"acf":[],"yoast_head":"\nHow about Real Rates for the future? - Financial Advisors<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/beta.1db.com\/?p=3054\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How about Real Rates for the future? - Financial Advisors\" \/>\n<meta property=\"og:description\" content=\"Cash has been yielding zilch for most of the previous decade. 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